Originally Posted by Rio
Because the better environment might cause someone to ignore other things that are important in life. Some of my ski partners are in the 40s & 50s with brokedown bodies, lost careers and nothing saved up for retirement. Each year gets harder for them and even if they wanted to restart their careers so much time has passed they would have a hard time. Life will be tough on them in their 60s and 70s.
But the key issue is, do they regret their choices?
I find it interesting when I look back on my life how seemingly small things had huge impacts on my life later. The 3 things that produced the move here are:
1 - I spent my Junior year of college in Austria and learned to ski, but hated it.
2 - I kept killing goldfish
3 - My parents got old
I'm not going to go into how that produced a decision 20 and 30 years later to chuck my life and move, but basically it was those events which did it.
There are certainly many things in my life that I regret, but at this point I just wish I had saved more money and not spent it on non-essentials like the latest software upgrade, stuff for my Palm Pilot, a gazillion lenses for a camera I no longer use, etc. etc. Basically, I flushed a lot of money down the toilet AND then was not a good investor either. (Lucent stock...now if only I'd put all my money in those boring US Savings Bonds...)
I could have kept working. But if I waited for "normal" retirement age, I would have less ability to enjoy skiing, hiking, kayaking, etc. I already spent 25 years in a cubicle (after some years doing other things). I didn't want to devote more of my life to that.