Originally Posted by dchan
Be aware of anyone posting a request for price/condition/shipping while offering to purchase "no questions asked" The scam being run on Craigslist.org has been that the buyer will send you a "certifed check" for your item plus a certain amount extra. You cash the check. The bank usually first cashes it. The checks are counterfeit. After a little while, the bank gets the check back as a fraud and they will hold you responsible for funds as well as some recovery costs.
Don't get fooled by this scamsee here for Craigslist.org known scams
This scenario leaves out the kicker that makes this deal worthwhile for the scamster - they issue you a cashier's check (fake) for $X over the purchase price. They then ask you to wire the difference ($total - (product +shipping)) via western union to them. You wire the money out, cash, find out a few days later that the cashier's check is fake (it passes the initial teller's inspection), and you're screwed...trying to recover cash once wired through western union is, well...impossible...
Otherwise, the above scenario doesn't really make sense - what funds are they holding you responsible for? Unless you withdrew the money and spent it immediately, there's nothing you'll lose except for possibly some fees.