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Any thoughts on this as an everyday jacket. Softshell with waterproof panels on the arms and shoulders, insulated, looks super nice. Does anyone have it? Will this be enough to keep my dry if I stay out all day when it's dumping snow? It won't be worn in rain, so that isn't an issue. I don't have enough money for multiple coats and am looking for one jacket that can do it all except warm spring days. I also prefer a coat with at least moderate insulation for skiing, since I ski mainly in the northeast and tend to be cold blooded. Is this the jacket for me?

Here is a link to what Patagonia has to say about the jacket: