Hi I know it sounds pretty obvious to...simply put some money away and save the usual way. But for me that's not so easy, as I have youngish children, 11 & 13, two girls and I tell you spare cash soon evaporates in to thin air very easily. I plan to gear up for next season and currently have put away zero! but I have 7 full months to do it, so not a huge stretch. I have just days ago sold my US telecaster! that I wasn't using anymore to use for my gear but with one birthday and Christmas less than a month away am worried that money will soon disappear too. So I am about to put away $500 in to bonus bonds here in NZ is a very good safe way to have your money put in a place where it makes it hard to just nibble away at it, like I would. So that is me on Monday and at $20 min per bond will quietly add to it over the next few months. Do you find it difficult to save for gear or do you trade up and pay the difference? please tell us your method. Thanks.